Joe: We have a contract! The Carters were very impressed with you.  When I left them earlier today they felt as a courtesy to their friend’s broker they needed to at least broach some of the same issues we had discussed with her.  I asked them if the other broker had asked the same kinds of questions and they said no.  I told them that working with you was like having a financial planner look at their long term objectives and figure out the best plan. Thanks for always being such a pro.  I appreciate you.  ~   Betty, Realtor Clients love Joe Champion!  He has been successful in getting some difficult loans closed for my clients and he gets the job done on time.  He is easy to work with, makes everyone feel at-ease, and keeps me in the loop.  I know if I turn someone over to Joe, I don't have to monitor it anymore. Thanks Joe for all your hard work. ~ Lori, Realtor Joe,  Thanks for your efficient and effective placement of my new home financing. It is always a pleasure to work with a person who does what he says he is going to do and does it in the time frame he commits to. The ease at which this financing was completed from my perspective was better than I could have ever expected even though we were in turbulent times from the perspective of volatile interest rate movement. In my business capacity I have done a major Corporate refinancing almost ever year in each of the last 6 years so my perspective is based on actual experience. ~ Dick, McKinney,Texas Joe, I wanted to personally thank you for all of your recent efforts required to close the new loan for Tyrone and Erica Ellis.  You were able to get them an excellent rate in a tough market. This transaction was not without its trouble spots and issues.  In the face of the adversary however, you just seemed to get stronger.  It was extra work for you but an important effort to insure that the loan could close. Thanks for your level of communication throughout the loan process as well.  You did get that loan closed!  I look forward to the next transaction with you. Your experience and professional acumen really showed during this transaction. ~ Bill, Realtor I just wanted to take a moment to let you know how much I appreciated your courtesy and professionalism during my recent transaction.  Your level of service far exceeded that of other “professionals” I was involved with.  Thanks Joe!   ~  Jim  Houston, Texas Joe, Thank you, for making everything so simple.  I really appreciate your friendship and professionalism.    ~ Donna   Parker, Texas As always you did your part and then some. You are a Champion, literally. I will continue to recommend your services to anyone who will listen. I believe this marks the fourth time Kel and I have benefited from your services and it has been a pleasure each time. We meant what we said, it becomes more difficult each day to find superior service and deal with someone you can trust. You exemplify integrity and professionalism.  Thanks Joe…   ~ Scot & Kelly  The Woodlands, Texas Forgot to say thanks for all your help with the purchase of my new home.  It made the buying process as simple as it could be. Thanks again, Joe!   ~Andrew   McKinney, Texas Thanks for all your work. Everything went very smoothly. Our representative at the title company was very impressed at how timely the papers were done and how compact the closing package was as far as number of documents. We will be sure to recommend you in the future to anyone we know that needs to finance or refinance a home. Thanks  onceagain, and it was a pleasure working with you.    ~  Mike & Judith  Plano, Texas Thank you so much for all the hard work you put into helping us with our home. We are truly grateful and blessed to have someone who had true intentions and wanted the best for us. Thanks you so very much! We will definitely pass on your name to friends, co-workers, and family. ~  Kellis Austin, Texas I wanted to write and thank you for all of your hard work. This is house #1 for Causha and I and a bit overwhelming, but you have made it as smooth as possible. We also appreciate you being at the closing. Thanks again, stay in touch.   ~ Mac & Causha  Dallas, Texas You were literally a blessing from God.  I know for a fact if you hadn't been my broker I'd be paying a higher interest rate.  You worked so hard for us and me and Mike will be FOREVER grateful.  OF COURSE, we are customers-for-life and I will definitely be referring friends and family to you.  Again, THANK YOU from the bottom of our hearts. I'll miss talking to you!~ Michelle & Michael   Decatur, Texas